ZON all DIGITAL Insurance

Imagine…the world of insurance without paper.
Imagine… access to an all digital platform where underwriting, product management and policy administration take place transparently.
Imagine… insurance technology built by insurance industry professionals with decades of experience.

ZON Digital lives in this paperless world every day…imagine how we can bring it all to life for you.

Imagine the ways we can help you…

Who is ZONDigital?

Meeting the Demands of Today’s Digital Consumer

About Us Ask a Question
Insurance for the Digital Age
Digital Distribution Solutions

Digital agency products and services for both wholesale and retail clients. Increase premium without increasing your footprint.

Your Customers. Your Brand. Our Technology.

Click to Learn More

The insurStore
Admin Solutions

Making products available to unique markets as well as managing niche product business lines. Fully licensed in all 50 states across all lines.

Digital Underwriting

Welcome to ZON Digital Underwriters. We look forward to quoting your business on our all digital platform.

Support for business incubation and growth using fully integrated digital systems, staff and office resources.

Click to Learn More

MGA/ MGU Support

Set yourself apart

Visionaries Wanted

Powered by InSurIQ (www.InSurIQ.com) our technology enables the entire continuum of insurance work flow and transaction processing to operate on an all digital platform. This promotes premium growth, operating efficiency and profitability.

Our Automated Administration enables digital underwriting workflow, policy administration, premium billing, commission accounting, policy fulfillment and financial accounting and reporting.

Our technology supports specialty Accident & Health, Property & Casualty group and commercial lines on active or closed blocks of business and customized options for Life and Health processes like Conversion and Portability.

Corporate assets include robust technology, a nationally licensed multi – line insurance agency and a Third Party Administrator (TPA).

Click here to learn more about the insurStore

Real Time Access

insurStore- Intelligent insurance sales and management

Powered by InSurIQ (www.InSurIQ.com) our technology enables the entire continuum of insurance work flow and transaction processing to operate on an all digital platform.

We eliminate paper with on-line underwriting (including OFAC checks), rating, quoting, proposal issue, binding, policy issue, commission calculation and premium invoicing (including surplus lines tax calculations).

Our platform enables us to underwrite more efficiently and faster so we can provide a better service than carriers that use paper based models. Even your smaller risks can be processed more efficiently saving you time and expense.

  • Intuitive user interface for real time pricing and purchase.
  • Web and Mobile accessible.
  • “Set it and Go” prospecting tools to enhance customer communication.
Learn More
Digital Third Party Administrater (TPA) Services

ZONRe-Insurance Product Administrator deploying cutting edge technology

Founded in 2003 by industry veterans, ZONRe is an insurance product admiistrator who can deploy a variety of of technology solutions.

  • Direct to Consumer product support.
  • Back office system optimization- Do more with fewer resources.
  • Enterprise wide technology- Simplify and steamline for increased accuracy and efficiency.
  • Administrative support in the Life, P&C, AH and specialty space.

Market Experience

Proven Leadership

Ellsworth “Whitey” Whiteman

Ellsworth “Whitey” Whiteman

Managing Director
ZON Digital Underwriters

Ellsworth “Keith Johansen

Keith Johansen

Executive Vice President
ZON Digital Underwriters

Bruce Simmons

Bruce Simmons

Chief Underwriting Officer
ZON Digital Underwriters


Job Description: Sr. Programmer Analyst

400 Valley Rd, NJ 07856 USA

  • Design and Develop an Enterprise processing application for Insurance Industry to support administrative functions like new business, renewals, premium accounting, commission accounting, rating, binding and reporting.
  • Design and develop financial data feed as per client requirements and the financial system used by the client.
  • Build Application for Insurance Industry using Microsoft .Net Technologies ASP.NET, WEB API, WCF Services, SQL Server etc.
  • Design and develop Web Services and EDI Services to transmit data from QwikCoverage to ZON Re’s Business Partner Systems.
  • Design and creating SSIS packages
  • Optimize SQL Server Quires.
  • Develop reusable components and services
  • Develop and implementing rating model Algorithms for calculating the premium using C# language
  • Write/Modify stored procedures, functions, triggers, queries in Microsoft’s SQL Server to support
  • QwikCoverage unique business rules
  • Design and Implement Audit Trail functionality in QwikCoverage for Compliance needs using Microsoft SQL Server.
  • Design and develop Smart Configuration tool to launch new insurance products.
  • Agile implementation and coordinating in sprint planning.
  • Design, develop and configure the new insurance product business rules and rating engine.
  • Provide technical solutions for business problems
  • Requirement Analysis: Understand business needs of Front to Back Office user’s right from underwriting, rating, binding, issuing policy. Collaborating with Business Teams and Operational Teams with good communication skills.
  • Review and approve SDLC project documents, Technical Specs and Functional Specs.
  • Understand new products requirements
  • Analyze performance requirements for the projects by code quality and coverage using Unit testing tools.
  • Develop and executed manual tests based on Functional Requirements and Design Specifications;
  • Work with Development and System Engineers to resolve defects and change requests defects;
  • Analyze, review, and alter program to increase operational efficiency or adapt to new requirement.
  • Perform debugging and Analytical skills to identify resolve the problem.
  • Provide technical assistance to program user
  • Ensure high quality in all software development projects, enhancement or application changes
  • Provide strategic guidance for new product testing.
  • Identify and track quality risk action items to resolution. Ensure testing follows approved QA Standards, templates and best practices;
  • Design test plans and define cases for functional, integration system and user Acceptance testing
Bachelors degree in Computer Science or Computer Information Systems or Management Information Systems required.
To apply for the above position, please email your resume to irene@zonre.com

Last Update Date: October 22, 2018
Video Section


Let's Talk

We Look Forward to Working With You!

Please tell us a little about you and your business needs.

  • May we have your name?

  • And your Email Address?

  • The best phone number to reach to you?

  • Areas of Interest?

    (Click all that apply.)

  • Tell Us a bit about You:

  • Attach any documents that you think will help us get to know you better.

ZON Re & Insur Tech

ZON Re has been our “innovation lab” for building insurance technology solutions since 2003. With our carrier partners, we used each product underwriting and distribution opportunity to automate the insurance workflow process.

As insurance industry practitioners, we understand the inherent issues of regulation and compliance along with back office policy issue, premium and commission administration and reporting. Ultimately, we created an end to end, fully digital insurance platform before “digital insurance” and “InsurTech” were in vogue. Our technology has been validated by some of the leading insurance carriers and distribution partners in the market.